Top Personal Finance Apps for 2018

Without a doubt, the number one thing you can do to make 2018 your best financial year yet is to know where your money is going. I am positively loving the technology that’s emerged recently in the personal finance space. I remember how excited I was when mint.com, a free spending tracker, came out years…

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Why Financial Literacy Should Be On Every Employer’s Mind: Top Benefits of Workplace Financial Literacy Programs

Study after study proves how little Americans understand about their money. Even if they know financial facts, such as how interest rates work, many people don’t actually understand what they should be doing with their money and how their current financial behavior affects their future. People are increasingly deepening their debt, making it impossible to…

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Primary Financial Strategies for a Retirement Planning Late Starter

Long gone are the days when a benefit of working for a company was a retirement plan. Business-sponsored retirement plans are rare in this day and age. Moreover, if you are an entrepreneur, addressing issues related to your eventual retirement rest fully on your shoulders.  Another stark reality associated with retirement planning in the 21st…

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How To Automate Your Personal Finances

Newsletter – May 16th, 2017   Automation is today’s new buzz word. Why? Two reasons: because time is money, and because the more time we have to do things that bring us joy, the happier humans we are. I love the economy we live in today. We can automate just about anything with the click…

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How To Start Your First Business

Newsletter – June 13th, 2017   A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are typically used for long-term gains (10+ years) and are what I like to call wealth parking.…

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4 Tips to Save $300 in One Month

Wondering how you can save $300 in one month? Here are four tips:   1.  Stop paying for credit monitoring. These services charge $10 – $30 / month for something you can do yourself for free. Simply visit www.annualcreditreport.com every four months and pull one of your reports to review its information. Note that reviewing…

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6 Tips for Making an Airbnb Property a Successful Investment

More and more people today are making the decision to become hosts for Airbnb. Welcoming strangers into your home can be intrusive and stressful, but also rewarding. For driven hosts, it can be profitable enough to supplement or even replace more traditional revenue streams. Hosts can list their entire home or apartment or a private…

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The Reality of Debt Consolidation

If you are considering debt consolidation, make sure you understand the pros and cons. There are some downsides to consider that are not well known. The Downsides of Debt Consolidation.

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How to Securely Manage Your Finances While You Travel Abroad

If you are planning a trip out of the country, you undoubtedly have a number of questions, even concerns. At the top of your list very well may be how you will go about securely and effectively managing your finances while you travel abroad. There are some strategies you can employ to appropriately, securely manage…

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Break the Cycle of Living Paycheck to Paycheck

If you find yourself living paycheck to paycheck, you most definitely are not alone. The stark reality is that a significant majority of Americans live paycheck to paycheck. Bankrate, an organization that monitors consumer debt and spending, reports that upwards to 76 percent of adults in the United States are living paycheck to paycheck. There…

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How To Start Your First Business

A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are vehicles to park your money. Typically, these vehicles are used for long-term gains (10+ years) and the tax-deferred or tax-sheltered benefits. You…

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