How I Reached Financial Independence and You Can Too
You Want More If you’re dreaming of a life where you can go on vacation and still make money, you’re not alone. That was my primary driver 12 years ago when I woke up one Saturday morning and did not want to go to work. As I thought-forward what would happen if I didn’t, I…
Read MoreEating Healthy: Less Expensive Than You Think?
Originally posted at hicharlie.com You’ve probably heard that eating healthy is more expensive than eating processed junk. (Whole Foods, Whole Paycheck, right?!) But is it really true? The answer may surprise you. No matter what, we’ve got some pointers to help both your nutrition and bank account stay on track. The Verdict According to a 2013…
Read More5 Numbers More Important Than Your Income
This article was originally published at HiCharlie.com As my friend Mel says, “Numbers are sexy.” We love talking about numbers, and tend to fixate on them — particularly when it comes to how much we earn. “I’m a six-figure freelance designer,” or, “If I take this job, I’ll earn $10,000 more.” We oftentimes measure our…
Read MoreBoost Employee Productivity by Offering Financial Education: The Connection Between Mental Health & Financial Literacy
Employee burnout is a growing problem. According to a recent article in , more than half of all employers are keenly aware that factors like stress, absenteeism, and “presenteeism” (in which employees are physically but not mentally present in the workplace) decimate productivity and hinder the business from reaching its goals. Unfortunately, while employers know…
Read MoreHow Financial Literacy Helps Your Business
How Financial Literacy Helps Your Business Both business leaders and workers benefit from strong financial literacy skills. Here’s how: Competition. In a recent study, nearly three in four adults said they could benefit from advice and answers to everyday financial questions from a professional. And only about half of adults give themselves a grade of…
Read MoreWhy Financial Literacy Should Be On Every Employer’s Mind: Top Benefits of Workplace Financial Wellness Programs
Study after study proves how little Americans understand about their money. Even if they know financial facts, such as how interest rates work, many people don’t actually understand what they should be doing with their money and how their current financial behavior affects their future. People are increasingly deepening their debt, making it impossible to…
Read MoreHow to Increase Your Credit Score by Maximizing the 5 Factors that Impact Credit
A high credit score is a component of good financial health. Your credit score is number between 350 and 850 that is determined by a secretive, mathematical formula created by Fair Isaac and Company aka FICO. There are five factors that impact credit, and while the actual formulas lenders use to determine loan worthiness are…
Read More8 Reasons to Offer Workplace Financial Wellness to Employees
It’s important that businesses seriously consider the overall wellness of their employees. In addition to physical health, the best employers are supporting their workforce with their financial health as well, with workplace financial wellness programs. According to a 2018 Employee Financial Wellness Survey, many workers are concerned about their economic well-being: – Over 50% of…
Read MoreWhy You Need Visual Goals For Your Finances
“This article was originally published at HiCharlie.com” Let’s talk money goals. What are yours? If you have a big, audacious financial goal, it can seem really overwhelming — maybe you’re wondering how you can keep yourself motivated, or how to tackle the goal in the first place. What if there’s a fun way to do it…
Read More10 Most Common Events That Can Disrupt Your Financial Plan & Why Just in Time Financial Planning Can Help
What is just in time financial planning? If you are facing a financial decision it could be the solution you need. It can be hard to know what kind of financial advice you’re going to need until you need it. Have you ever been faced with a financial decision and didn’t know what to do?…
Read MoreThe Difference Between Business and Personal Credit
If you are starting or building a business, then you know there are times when you need money. You need money to grow, pay yourself, and get more clients. Money pays for marketing, more employees, new projects, needed equipment, and more. Where does this money come from? In the absence of startup capital, positive cash…
Read MoreSixteen Reasons to Hire a Financial Coach
The financial coaching industry is booming, and there is mainstream enthusiasm for financial education like never before. It used to be that only “money nerds” wanted to talk about personal finance. Today, everyone wants to talk about money and learn how to create wealth. In a society where money education in school is still largely…
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