The Impact Factor™ Blog

Shopaholic? 3 Ways to Curb Your Spending

By Holly | October 11, 2012

Like many women, I love to be unique. One of the ways I do this is with what I wear, how I decorate my house, and gifts I give. The upside is I am expressing myself. The downside is these things can cost a lot of money. I’m not a bonafide shopaholic, but I love…

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What is the Grace Period on a Mortgage?

By Holly | October 10, 2012

A lot of my clients have asked me what the grace period is on their mortgage. The answer is it depends on your loan agreement. Typically, a borrower has until between the 10-15th of the month to make his mortgage payment without it being considered late. If payment is received after that, it is late…

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Campaign Season – Inspire Me and You Might Get My Vote

By Holly | October 9, 2012

At this time every four years I go on a “news fast” taking a break from listening to the radio.  It calms me in what feels like a storm of endless political banter.  That being said, I think it’s important to fully understand 1) what’s going on within our government and 2) who is running…

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Welcome to Fundamental Finance Academy

By Holly | October 4, 2012

DO YOU FEEL LIKE YOU DON’T KNOW WHERE TO BEGIN? At the Fundamental Finance Academy, we’ll give you a simple plan to help you understand and manage your personal finances — within the limits of your monthly income and your current financial situation!

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