The Impact Factor™ Blog

How To Start Your First Business

By Holly | September 30, 2017

Newsletter – June 13th, 2017   A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are typically used for long-term gains (10+ years) and are what I like to call wealth parking.…

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4 Tips to Save $300 in One Month

By Holly | September 27, 2017

Wondering how you can save $300 in one month? Here are four tips:   1.  Stop paying for credit monitoring. These services charge $10 – $30 / month for something you can do yourself for free. Simply visit www.annualcreditreport.com every four months and pull one of your reports to review its information. Note that reviewing…

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6 Tips for Making an Airbnb Property a Successful Investment

By Holly | September 25, 2017

More and more people today are making the decision to become hosts for Airbnb. Welcoming strangers into your home can be intrusive and stressful, but also rewarding. For driven hosts, it can be profitable enough to supplement or even replace more traditional revenue streams. Hosts can list their entire home or apartment or a private…

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The Maximum IRA Contribution for 2017: Helpful Advice from a Top Financial Expert

By Holly | September 25, 2017

What is the maximum IRA contribution for 2017? If you’re asking this question it means one of two things: 1) You are looking for a way to save money in taxes, or 2) You want to ensure you are doing everything you can to guarantee a secure retirement. Maximum IRA Contribution The maximum Individual Retirement…

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The Reality of Debt Consolidation

By Holly | September 22, 2017

If you are considering debt consolidation, make sure you understand the pros and cons. There are some downsides to consider that are not well known. The Downsides of Debt Consolidation.

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How to Securely Manage Your Finances While You Travel Abroad

By Guest Blogger | September 7, 2017

If you are planning a trip out of the country, you undoubtedly have a number of questions, even concerns. At the top of your list very well may be how you will go about securely and effectively managing your finances while you travel abroad. There are some strategies you can employ to appropriately, securely manage…

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Break the Cycle of Living Paycheck to Paycheck

By Guest Blogger | September 1, 2017

If you find yourself living paycheck to paycheck, you most definitely are not alone. The stark reality is that a significant majority of Americans live paycheck to paycheck. Bankrate, an organization that monitors consumer debt and spending, reports that upwards to 76 percent of adults in the United States are living paycheck to paycheck. There…

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How To Start Your First Business

By Holly | June 12, 2017

A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are vehicles to park your money. Typically, these vehicles are used for long-term gains (10+ years) and the tax-deferred or tax-sheltered benefits. You…

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Automation For Financial Success

By Holly | May 6, 2017

Automation is today’s new buzz word. Why? Because time is money, and the more time we spend doing things that bring us joy, inspiration, a sense of belonging, and giving back, the happier humans we are. And, the more time we have to do things that make money, the more money we can make. Win-win!…

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Infographic: The ROI of Employee Financial Literacy

By Holly | October 6, 2015
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