The Impact Factor™ Blog

The Maximum IRA Contribution for 2017: Helpful Advice from a Top Financial Expert

By Holly | September 25, 2017

What is the maximum IRA contribution for 2017? If you’re asking this question it means one of two things: 1) You are looking for a way to save money in taxes, or 2) You want to ensure you are doing everything you can to guarantee a secure retirement. Maximum IRA Contribution The maximum Individual Retirement…

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The Reality of Debt Consolidation

By Holly | September 22, 2017

If you are considering debt consolidation, make sure you understand the pros and cons. There are some downsides to consider that are not well known. The Downsides of Debt Consolidation.

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How to Securely Manage Your Finances While You Travel Abroad

By Guest Blogger | September 7, 2017

If you are planning a trip out of the country, you undoubtedly have a number of questions, even concerns. At the top of your list very well may be how you will go about securely and effectively managing your finances while you travel abroad. There are some strategies you can employ to appropriately, securely manage…

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Break the Cycle of Living Paycheck to Paycheck

By Guest Blogger | September 1, 2017

If you find yourself living paycheck to paycheck, you most definitely are not alone. The stark reality is that a significant majority of Americans live paycheck to paycheck. Bankrate, an organization that monitors consumer debt and spending, reports that upwards to 76 percent of adults in the United States are living paycheck to paycheck. There…

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How To Start Your First Business

By Holly | June 12, 2017

A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are vehicles to park your money. Typically, these vehicles are used for long-term gains (10+ years) and the tax-deferred or tax-sheltered benefits. You…

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Automation For Financial Success

By Holly | May 6, 2017

Automation is today’s new buzz word. Why? Because time is money, and the more time we spend doing things that bring us joy, inspiration, a sense of belonging, and giving back, the happier humans we are. And, the more time we have to do things that make money, the more money we can make. Win-win!…

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Setting Up Shop in Denver? Why You Should Invest in Custom Corporate Training on Financial Literacy

By Holly | October 27, 2015

Whether you’re opening a new business or expanding your current operation into the Denver area, you have a lot on your mind: finding a location, targeting investors, and choosing qualified employees. While financial literacy training might be the last thing on your mind, it’s also one of the most valuable steps you can take to…

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8 Reasons Your Denver-Based Business Needs to Offer Financial Literacy Workshops to Employees

By Holly | October 13, 2015

It’s important that businesses seriously consider the overall wellness of their employees. In addition to physical health, the best employers are supporting their workforce with their financial health as well. According to a 2015 Employee Financial Wellness Survey, many workers are concerned about their economic well-being: –       Over 50% of employees don’t have enough emergency…

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Infographic: The ROI of Employee Financial Literacy

By Holly | October 6, 2015
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Case Study: 3 Success Stories of Employers Offering Financial Literacy to Their Employees

By Holly | September 30, 2015

Promoting economic security among employees is a positive investment employers can make, and not just for the employees. Whether your workforce represents a new generation, your employees are nearing retirement or a mix of the two, your company will benefit when personnel are financially aware and responsible for their income and savings. Several financial literacy…

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