The Impact Factor™ Blog

A Fun, Easy Way to Save Plus Get $25 (For Real)!

By Holly | January 8, 2018

(this post contains affiliate links) Chime – a brilliant way to save pain free. Actually, it’s better than pain free. It’s fun! When you register for a Chime account you will get a debit card in the mail. It comes in a cool green envelope too. The debit card itself is white. It has a…

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7 Simple Ways to Create Passive Income From Home

By Holly | January 2, 2018

(this post contains affiliate links)   Imagine earning money while you’re sleeping or taking a long vacation. While it sounds too good to be true, it is actually quite possible. In fact, more and more people today are building online businesses from home and making enough money to supplement or even replace their main source…

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Top Personal Finance Apps for 2018

By Holly | December 14, 2017

Without a doubt, the number one thing you can do to make 2018 your best financial year yet is to know where your money is going. I am positively loving the technology that’s emerged recently in the personal finance space. I remember how excited I was when mint.com, a free spending tracker, came out years…

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Why Financial Literacy Should Be On Every Employer’s Mind: Top Benefits of Workplace Financial Literacy Programs

By Holly | November 12, 2017

Study after study proves how little Americans understand about their money. Even if they know financial facts, such as how interest rates work, many people don’t actually understand what they should be doing with their money and how their current financial behavior affects their future. People are increasingly deepening their debt, making it impossible to…

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Primary Financial Strategies for a Retirement Planning Late Starter

By Guest Blogger | October 3, 2017

Long gone are the days when a benefit of working for a company was a retirement plan. Business-sponsored retirement plans are rare in this day and age. Moreover, if you are an entrepreneur, addressing issues related to your eventual retirement rest fully on your shoulders.  Another stark reality associated with retirement planning in the 21st…

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How To Automate Your Personal Finances

By Holly | September 30, 2017

Newsletter – May 16th, 2017   Automation is today’s new buzz word. Why? Two reasons: because time is money, and because the more time we have to do things that bring us joy, the happier humans we are. I love the economy we live in today. We can automate just about anything with the click…

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How To Start Your First Business

By Holly | September 30, 2017

Newsletter – June 13th, 2017   A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are typically used for long-term gains (10+ years) and are what I like to call wealth parking.…

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4 Tips to Save $300 in One Month

By Holly | September 27, 2017

Wondering how you can save $300 in one month? Here are four tips:   1.  Stop paying for credit monitoring. These services charge $10 – $30 / month for something you can do yourself for free. Simply visit www.annualcreditreport.com every four months and pull one of your reports to review its information. Note that reviewing…

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6 Tips for Making an Airbnb Property a Successful Investment

By Holly | September 25, 2017

More and more people today are making the decision to become hosts for Airbnb. Welcoming strangers into your home can be intrusive and stressful, but also rewarding. For driven hosts, it can be profitable enough to supplement or even replace more traditional revenue streams. Hosts can list their entire home or apartment or a private…

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The Maximum IRA Contribution for 2017: Helpful Advice from a Top Financial Expert

By Holly | September 25, 2017

What is the maximum IRA contribution for 2017? If you’re asking this question it means one of two things: 1) You are looking for a way to save money in taxes, or 2) You want to ensure you are doing everything you can to guarantee a secure retirement. Maximum IRA Contribution The maximum Individual Retirement…

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