Students

6 Ways to Save Money When You Just Graduated and Don't Have a Job Yet

After graduation, there are a series of emotions you may have: The first is one of exhilaration — you don’t have to go back to school! Yay! Then a feeling of confusion sets in while you adjust to living without academic responsibilities for a long time. Following that, concern generally sets in when you realize…

Read More

The Not-So-Secret Power of Compound Interest That Everyone Should Know

When dealing with investments, the number one phrase you’re likely to hear is “compound interest.” With the potential to transform only a few dollars into many, virtually anyone can benefit from investing any amount of money. But there is a trick to getting the most out of the process, and it’s important to understand that…

Read More

Budgeting for Teens: 'Driver's Ed' for Financial Education

Budgeting is a skill that will benefit you throughout your life, if you learn to do it correctly. Millions of Americans are currently in debt, but you don’t have to be. With the right knowledge, you can avoid years of financial struggles and manage your money wisely. Fundamental Finance Academy is devoted to financial literacy…

Read More

7 Financial Commandments for Millennials

It’s graduation season! What a happy time. With a huge accomplishment behind you, there are many choices ahead. Whether you are starting a new job or looking for a job, you can create habits now that will help you get ahead of the financial curve. Follow these seven financial commandments so you can look back on your…

Read More

The Student Loan Effect

Total student loan debt now exceeds one trillion dollars, second in size only to mortgage debt. Think about that for a minute. Who qualifies for a mortgage? Typically adults with good credit, a sizable down payment, and many years of experience making a large payment for housing each month. Who qualifies for a student loan? Almost…

Read More

When Should I Teach My Kids About Money?

A lot of folks ask me when is the best time to start teaching their kids about money. And while there is no perfect answer, middle school (6th-8th grade) seems to be the time kids start developing money habits that can benefit them throughout their life. This is because by this time they understand money…

Read More