Saving

How to Budget In The Real World

If you are struggling with money, the best place to start is with a budget. For many, the word “budget” sounds restrictive, but I’m here to tell you there is freedom in a budget! When you know how much you can spend on food, entertainment, and personal items each month, you will have peace of…

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How to Have Fun (Not) Traveling this Summer

This article was originally published at HiCharlie.com and was written by Jackie Lam. Confession: Traveling during the busy summer season just isn’t for me. In our modern age filled with digital nomads and travel hacking devotees, it’s almost a sin not to be daydreaming about the next summer vacay. But in my humble opinion, summer travel…

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How I Reached Financial Independence and You Can Too

You Want More If you’re dreaming of a life where you can go on vacation and still make money, you’re not alone. That was my primary driver 12 years ago when I woke up one Saturday morning and did not want to go to work. As I thought-forward what would happen if I didn’t, I…

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Eating Healthy: Less Expensive Than You Think?

Originally posted at hicharlie.com You’ve probably heard that eating healthy is more expensive than eating processed junk. (Whole Foods, Whole Paycheck, right?!) But is it really true? The answer may surprise you. No matter what, we’ve got some pointers to help both your nutrition and bank account stay on track. The Verdict According to a 2013…

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5 Numbers More Important Than Your Income

This article was originally published at HiCharlie.com As my friend Mel says, “Numbers are sexy.” We love talking about numbers, and tend to fixate on them — particularly when it comes to how much we earn. “I’m a six-figure freelance designer,” or, “If I take this job, I’ll earn $10,000 more.” We oftentimes measure our…

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Why You Need Visual Goals For Your Finances

visual goals for finances

“This article was originally published at HiCharlie.com” Let’s talk money goals. What are yours? If you have a big, audacious financial goal, it can seem really overwhelming — maybe you’re wondering how you can keep yourself motivated, or how to tackle the goal in the first place. What if there’s a fun way to do it…

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Sixteen Reasons to Hire a Financial Coach

The financial coaching industry is booming, and there is mainstream enthusiasm for financial education like never before. It used to be that only “money nerds” wanted to talk about personal finance. Today, everyone wants to talk about money and learn how to create wealth. In a society where money education in school is still largely…

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Unique Challenges High Earners Face

The Unique Challenges High Earners Face

Being a high earner does not mean the absence of financial stress. In fact, more often than not, more money comes with more financial stress. More money in your life can mean more decisions, more energy to earn it, more people asking you for money, and the uncertainty that you are doing the “right thing”…

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How to Save More

Have you ever met someone who said “I don’t need to save any more money.” Didn’t think so.   If you want more money in your savings account, there’s only one way to get more money there: put it there. It sounds so simple it hurts, but beyond the simplicity of saving (just do it)…

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Navigating Financial Planning for Retirement: IRAs vs. 401K

It’s never too early or too late to start planning for retirement. Of course, the sooner you begin the process, the easier it is to retire earlier and more comfortably. If you’re not sure where to start the preparations, you’re not alone; even the basics of retirement can be tough for most people to grasp.…

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5 Things You are Doing that are Keeping You from Becoming Wealthy

With an average American income – about $50,000/year – you can become a millionaire. Yes, you! What is a millionaire? Simply, it’s someone who has $1,000,000 in assets or liquid money. This can be in the form of equity in real estate, a retirement account such as a 401(k) or IRA, a savings account, commodities,…

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