Financial Independence

How to Budget In The Real World

If you are struggling with money, the best place to start is with a budget. For many, the word “budget” sounds restrictive, but I’m here to tell you there is freedom in a budget! When you know how much you can spend on food, entertainment, and personal items each month, you will have peace of…

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How to Have Fun (Not) Traveling this Summer

This article was originally published at HiCharlie.com and was written by Jackie Lam. Confession: Traveling during the busy summer season just isn’t for me. In our modern age filled with digital nomads and travel hacking devotees, it’s almost a sin not to be daydreaming about the next summer vacay. But in my humble opinion, summer travel…

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Eating Healthy: Less Expensive Than You Think?

Originally posted at hicharlie.com You’ve probably heard that eating healthy is more expensive than eating processed junk. (Whole Foods, Whole Paycheck, right?!) But is it really true? The answer may surprise you. No matter what, we’ve got some pointers to help both your nutrition and bank account stay on track. The Verdict According to a 2013…

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5 Numbers More Important Than Your Income

This article was originally published at HiCharlie.com As my friend Mel says, “Numbers are sexy.” We love talking about numbers, and tend to fixate on them — particularly when it comes to how much we earn. “I’m a six-figure freelance designer,” or, “If I take this job, I’ll earn $10,000 more.” We oftentimes measure our…

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The Difference Between Business and Personal Credit

If you are starting or building a business, then you know there are times when you need money. You need money to grow, pay yourself, and get more clients. Money pays for marketing, more employees, new projects, needed equipment, and more. Where does this money come from? In the absence of startup capital, positive cash…

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Sixteen Reasons to Hire a Financial Coach

The financial coaching industry is booming, and there is mainstream enthusiasm for financial education like never before. It used to be that only “money nerds” wanted to talk about personal finance. Today, everyone wants to talk about money and learn how to create wealth. In a society where money education in school is still largely…

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Unique Challenges High Earners Face

The Unique Challenges High Earners Face

Being a high earner does not mean the absence of financial stress. In fact, more often than not, more money comes with more financial stress. More money in your life can mean more decisions, more energy to earn it, more people asking you for money, and the uncertainty that you are doing the “right thing”…

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3 Ways to Reach Financial Independence

What I love about financial independence most is there are many ways to get there. You may love your job and want to advance in your career but you also want to retire at 50 to Nova Scotia. Or, you may dream of the day you can quit your job and do something new. You…

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