Eliminate Debt

The Best FinTech and Tools to Create, Grow, and Keep More Money

When it comes to your money there are many things to think about. So many in fact, that most people don’t think about their money, ever. More importantly, in a recent study presented by Envestnet in partnership with Everfi, 80% of millennials don’t have a plan when it comes to their money.   That’s not…

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3 Ways to Reach Financial Independence

What I love about financial independence most is there are many ways to get there. You may love your job and want to advance in your career but you also want to retire at 50 to Nova Scotia. Or, you may dream of the day you can quit your job and do something new. You…

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How I Reached Financial Independence and Why I Won’t Quit

You Want More If you’re dreaming of a life where you can go on vacation and still make money, you’re not alone. That was my primary driver 12 years ago when I woke up one Saturday morning and did not want to go to work.   As I thought-forward what would happen if I didn’t,…

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A Fun, Easy Way to Save Plus Get $25 (For Real)!

(this post contains affiliate links) Chime – a brilliant way to save pain free. Actually, it’s better than pain free. It’s fun! When you register for a Chime account you will get a debit card in the mail. It comes in a cool green envelope too. The debit card itself is white. It has a…

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4 Tips to Save $300 in One Month

Wondering how you can save $300 in one month? Here are four tips:   1.  Stop paying for credit monitoring. These services charge $10 – $30 / month for something you can do yourself for free. Simply visit www.annualcreditreport.com every four months and pull one of your reports to review its information. Note that reviewing…

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The Reality of Debt Consolidation

If you are considering debt consolidation, make sure you understand the pros and cons. There are some downsides to consider that are not well known. The Downsides of Debt Consolidation.

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Break the Cycle of Living Paycheck to Paycheck

If you find yourself living paycheck to paycheck, you most definitely are not alone. The stark reality is that a significant majority of Americans live paycheck to paycheck. Bankrate, an organization that monitors consumer debt and spending, reports that upwards to 76 percent of adults in the United States are living paycheck to paycheck. There…

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6 Ways to Save Money When You Just Graduated and Don't Have a Job Yet

After graduation, there are a series of emotions you may have: The first is one of exhilaration — you don’t have to go back to school! Yay! Then a feeling of confusion sets in while you adjust to living without academic responsibilities for a long time. Following that, concern generally sets in when you realize…

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Best Ways to Save Money in Your First Year of Marriage

Often, from the moment of the proposal to the moment you walk down the wedding aisle, your life is a whirlwind, focused on planning out all the details of your big event. However, once you’re married, it’s crucial to switch your planning mode from the short-term of one big event, to focusing on the long-term…

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New Year's Resolutions: How to Successfully Pay Off Holiday Debt

With the holidays and 2014 behind us, it’s time to look to the year ahead and start working toward fulfilling the promises we made on New Year’s Eve, including making a budget and sticking to it. The first step for many folks in Boulder and along the Front Range to achieving that goal will be…

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How to Stop Living Paycheck to Paycheck

If you are like most Americans, you are living paycheck to paycheck. Research released earlier this year by Bankrate.com revealed that more than 70% of Americans have less than six months of expenses saved. And 40% carry a balance on their credit card month-to-month. According to Alfred and Emily Glossbrennor, “paying off credit card debt may…

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