Budgets

The Best FinTech and Tools to Create, Grow, and Keep More Money

When it comes to your money there are many things to think about. So many in fact, that most people don’t think about their money, ever. More importantly, in a recent study presented by Envestnet in partnership with Everfi, 80% of millennials don’t have a plan when it comes to their money.   That’s not…

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A Fun, Easy Way to Save Plus Get $25 (For Real)!

(this post contains affiliate links) Chime – a brilliant way to save pain free. Actually, it’s better than pain free. It’s fun! When you register for a Chime account you will get a debit card in the mail. It comes in a cool green envelope too. The debit card itself is white. It has a…

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Primary Financial Strategies for a Retirement Planning Late Starter

Long gone are the days when a benefit of working for a company was a retirement plan. Business-sponsored retirement plans are rare in this day and age. Moreover, if you are an entrepreneur, addressing issues related to your eventual retirement rest fully on your shoulders.  Another stark reality associated with retirement planning in the 21st…

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How To Start Your First Business

Newsletter – June 13th, 2017   A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are typically used for long-term gains (10+ years) and are what I like to call wealth parking.…

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4 Tips to Save $300 in One Month

Wondering how you can save $300 in one month? Here are four tips:   1.  Stop paying for credit monitoring. These services charge $10 – $30 / month for something you can do yourself for free. Simply visit www.annualcreditreport.com every four months and pull one of your reports to review its information. Note that reviewing…

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The Reality of Debt Consolidation

If you are considering debt consolidation, make sure you understand the pros and cons. There are some downsides to consider that are not well known. The Downsides of Debt Consolidation.

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Automation For Financial Success

Automation is today’s new buzz word. Why? Because time is money, and the more time we spend doing things that bring us joy, inspiration, a sense of belonging, and giving back, the happier humans we are. And, the more time we have to do things that make money, the more money we can make. Win-win!…

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6 Ways to Save Money When You Just Graduated and Don't Have a Job Yet

After graduation, there are a series of emotions you may have: The first is one of exhilaration — you don’t have to go back to school! Yay! Then a feeling of confusion sets in while you adjust to living without academic responsibilities for a long time. Following that, concern generally sets in when you realize…

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Personal Finance Tips: How to Make a Budget in 3 Easy Steps

Financial organization can lead to a lot of stress if you don’t know where to begin. So start by laying out every piece of it on the table — every account balance, bill, and debt. Even if it may seem scary to face everything at once, this simple process of sorting everything out is likely…

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What to Look for in Online Budget Calculators

If you put together a budget, it’ll help you spend less, spend more wisely, and save money. When you’re ready to get serious and organize your finances, the first thing you’ll want to do is figure out where your money is going, and then where it should be going. The easiest way to go about…

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Best Ways to Save Money in Your First Year of Marriage

Often, from the moment of the proposal to the moment you walk down the wedding aisle, your life is a whirlwind, focused on planning out all the details of your big event. However, once you’re married, it’s crucial to switch your planning mode from the short-term of one big event, to focusing on the long-term…

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