Budgets

6 Ways to Save Money After Graduation When You Don’t Yet Have a Job

After graduation, there are a series of emotions you may have: The first is one of exhilaration — you don’t have to go back to school! Yay! Then a feeling of confusion sets in while you adjust to living without academic responsibilities for a long time. Following that, concern generally sets in when you realize…

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How to Budget In The Real World

If you are struggling with money, the best place to start is with a budget. For many, the word “budget” sounds restrictive, but I’m here to tell you there is freedom in a budget! When you know how much you can spend on food, entertainment, and personal items each month, you will have peace of…

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How to Have Fun (Not) Traveling this Summer

This article was originally published at HiCharlie.com and was written by Jackie Lam. Confession: Traveling during the busy summer season just isn’t for me. In our modern age filled with digital nomads and travel hacking devotees, it’s almost a sin not to be daydreaming about the next summer vacay. But in my humble opinion, summer travel…

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Eating Healthy: Less Expensive Than You Think?

Originally posted at hicharlie.com You’ve probably heard that eating healthy is more expensive than eating processed junk. (Whole Foods, Whole Paycheck, right?!) But is it really true? The answer may surprise you. No matter what, we’ve got some pointers to help both your nutrition and bank account stay on track. The Verdict According to a 2013…

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5 Numbers More Important Than Your Income

This article was originally published at HiCharlie.com As my friend Mel says, “Numbers are sexy.” We love talking about numbers, and tend to fixate on them — particularly when it comes to how much we earn. “I’m a six-figure freelance designer,” or, “If I take this job, I’ll earn $10,000 more.” We oftentimes measure our…

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Why You Need Visual Goals For Your Finances

visual goals for finances

“This article was originally published at HiCharlie.com” Let’s talk money goals. What are yours? If you have a big, audacious financial goal, it can seem really overwhelming — maybe you’re wondering how you can keep yourself motivated, or how to tackle the goal in the first place. What if there’s a fun way to do it…

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Unique Challenges High Earners Face

The Unique Challenges High Earners Face

Being a high earner does not mean the absence of financial stress. In fact, more often than not, more money comes with more financial stress. More money in your life can mean more decisions, more energy to earn it, more people asking you for money, and the uncertainty that you are doing the “right thing”…

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A Fun, Easy Way to Save Plus Get $25 (For Real)!

(this post contains affiliate links) Chime – a brilliant way to save pain free. Actually, it’s better than pain free. It’s fun! When you register for a Chime account you will get a debit card in the mail. It comes in a cool green envelope too. The debit card itself is white. It has a…

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Primary Financial Strategies for a Retirement Planning Late Starter

Long gone are the days when a benefit of working for a company was a retirement plan. Business-sponsored retirement plans are rare in this day and age. Moreover, if you are an entrepreneur, addressing issues related to your eventual retirement rest fully on your shoulders.  Another stark reality associated with retirement planning in the 21st…

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How To Start Your First Business

Newsletter – June 13th, 2017   A solid financial plan consists of two things: wealth parking and wealth building. Investing in paper assets, whether via a retirement plan such as a 401(k) or an IRA (Individual Retirement Account) are typically used for long-term gains (10+ years) and are what I like to call wealth parking.…

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4 Tips to Save $300 in One Month

Wondering how you can save $300 in one month? Here are four tips:   1.  Stop paying for credit monitoring. These services charge $10 – $30 / month for something you can do yourself for free. Simply visit www.annualcreditreport.com every four months and pull one of your reports to review its information. Note that reviewing…

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