One-On-One Coaching

Welcome to Financial Impact’s live coaching with Holly Morphew

Goal of this program

To create a more dynamic and fulfilling future for you, your relationships, your career, and various other domains of your personal and professional life where your finances play a role.

  • Stop the paycheck to paycheck cycle
  • Eliminate your debt
  • Streamline your spending
  • Put your dollars to their best use
  • Create passive income

This program is designed to increase your cash flow, save you thousands of dollars in interest, and maximize the impact of your paycheck every month. This results in a double-whammy swing in the positive direction.

Proven Results


Enjoy life now and later

What's Included In The Program


Eliminate paper, save time, keep receipts you need and toss the rest, automate your personal finances. Track your actual, real-time spending online and with an app. 


I will help you maximize the utility of your dollars so they go to their highest and best use. 


This is the first step to streamline spending, find leaks, and redirect any extra dollars that can go toward paying off debt, emergency savings, investments, travel, or something else you desire! 


This is simply a statement of what you own (your assets) and owe (your liabilities) and is a good indicator of your financial health over time. 


Understand what information is contributing to your score, what things you can do to increase your score and what should be deleted from your reports to protect your good standing. 


If there are errors, duplicate collections, or negative information you don't recognize in your credit reports, I will write letters to Experian, TransUnion, and Equifax on your behalf to have this information deleted. 


I'll tell you which debts to pay down, and by how much, in order to increase your ratio. This has an immediate positive impact on your credit score, as well as your ability to qualify for a loan. 


Qualifying for a loan is a delicate balance of credit, income, debt, employment, and savings. I will walk you step by step through what lenders require for a loan, and help you position yourself to qualify when you're ready.

We will discuss what is a healthy debt to income ratio, how it affects your overall finances, and what ratio you need to qualify for a loan. 

We'll discuss insurance, taxes, estate planning, separation of personal and business assets and liabilities.


Whether it's student loans, credit card debt, business debt, car loans, or personal lines of credit, you can eliminate your debt, regardless of how much you have! 

Module Overview

HMorphew_week1 !

Your program will kick off with an engagement letter I send you via email. Included in your letter is a list of documents I’ll need to create your wealth strategy, order your debts (if applicable), and identify your Impact Factor™. I will have all of this ready for you on Day 1 of your program. We can start as soon as one week from the day I get your documents. We will meet weekly for four weeks, then every other week until your program concludes. You may continue coaching at the rate you signed up for up to one year. I.e. your initial rate is locked in for 12 months.

HMorphew_week2 !

There is plenty of time for organic conversation during your program so bring your questions, concerns, dreams, desires, and money stories and we will sort them out! Throughout your program we’ll be following the seven steps to create, grow, and keep more money. I’ll follow up your meetings with an email outlining what we discuss and the week’s action-items, if any. I will also email your wealth strategy and cash flow statement as we update it. Finally, while the “homework” between meetings is minimal (+/- 10 min), your behavior and choices related to money will begin to change throughout your program, as will your emotions and thoughts about money.

HMorphew_week37.14 !

We’re going to find the leaks in your spending using a real-time, actual spending tool. This tracks your spending across all your accounts in one place. Once you see where your dollars are going you are ready to execute your wealth strategy. This means you will now systematically and automatically put your dollars to their highest and best use each month. We will be meeting the first two months of this, as you journey to financial independence.

HMorphew_week47.14 !

During your program we’ll cover the topics above and more, based on your personal interests, current resources, and unique skills. This is where it gets fun!

"Holly’s private program gave me the understanding of where I am and where I want to be with a more clear direction of how to get there."

-Scott L.

Get started in two steps

Step One

Step Two

We specialize in financial counseling for these life stages:



Learn how to get your first credit card, build credit, and create a budget.



Lessons and counseling for athletes from all levels, college to professional



Recently engaged or newly married? Even married for years – We can help.



Expecting a baby? We will provide critical lessons to life’s big changes.


New Job

We will teach you what you need to know when you start your first job.



Have you received a sum of money and aren’t sure what to do with it?


Home Buying

Purchasing a new home? We will teach you everything you need to know.



Are you managing on your own? You need a consistent plan for your finances.



Retirement is something you can plan for at any stage of life, no matter your age.



We teach you the strategies you need to survive in a consistently changing world.



Get the tools you need to stay afloat during your next move.



We can help you take control of managing your money after a divorce.